City Union Bank Fixed Deposit — Your Secure Path to Better Returns
Introduction
In a world where financial certainty is precious, a fixed deposit acts as a reliable cornerstone. City Union Bank (CUB) offers a flexible and accessible Fixed Deposit (FD) solution designed to suit everyone—from first-time investors to long-term savers.
Whether you’re seeking short-term security or decade-long stability, this FD offers a structured way to lock in returns while your money works for you.
1. Flexibility & Access for All Savers
The CUB FD is built for users seeking simplicity plus flexibility. With tenures ranging from as short as 7 days to as long as 10 years, you get to pick the horizon that fits your goals.
Minimum deposit amounts starting from ₹100* make this accessible for new and seasoned investors alike.
2. Attractive Interest Rates Across Tenures
| Tenure | General Customer Rate* | Senior Citizen Rate* |
|---|---|---|
| 7 days – 14 days | 4.00% p.a. | 4.00% p.a. |
| 46 days – 90 days | 5.25% p.a. | 5.25% p.a. |
| 91 days – 180 days | 5.75% p.a. | 5.75% p.a. |
| 181 days – 270 days | 6.25% p.a. | 6.50% p.a. |
| 365 days | 6.75% p.a. | 7.00% p.a. |
Rates are indicative and subject to change. Please verify fixed deposits with best interest rates with the bank.
3. What Makes CUB FD a Smart Choice
- Low starting amount: Deposit from just ₹100*
- Auto-renewal option: Let your FD roll over for continued growth
- Pre-closure facility: If you need liquidity, you can close early*
- Nomination allowed: Ensure your investment is secured for your nominee
- Senior citizen benefit: Higher interest rates for senior citizens
4. Suitable for Various Financial Goals
Whether you’re looking to park funds for a short-term need (say 6–12 months) or building long-term stability (5–10 years), CUB’s FD accommodates you.
Plus, given the modest deposit requirement and flexibility, it’s also suited for emerging investors seeking a safe vehicle.
5. Safe & Trusted Banking Partner
With CUB’s long heritage and regulated status, depositing into its FD can give you both comfort and security. While FD rates may not chase the highest market benchmark, the strength lies in clarity of terms and stable service—which is key for long-term peace of mind.
6. How to Open Your CUB Fixed Deposit
Getting started is straightforward:
Visit a branch: Head to the nearest CUB branch with your identity and address proofs
Or start online: Open your FD conveniently through CUB’s online banking platform
Choose your FD: Select your preferred tenure and deposit amount, and you’re all set